Cheating police officer defrauded insurance company to stop boyfriend finding out she was having an affair
A police officer defrauded an insurance company after a car accident because she wanted to keep her affair a secret. PC Nicola King, 30, said she had been the driver of a car involved in a crash when she was signed off work in May 2015.
She was in fact the passenger and one of her boyfriends was behind the wheel of the Subaru.
King lied to prevent her boyfriend, also a police officer, from finding out she had been secretly dating another man.
She went on to claim £1,400 from RSA Insurance Group having told them she was the driver during the incident on May 19 last year.
King, a mother of two, admitted she had lied and informed RSA that she was not the driver last October.
She was handed 160 hours unpaid work and ordered to pay £1,400 compensation to RSA after pleading guilty to fraud by false representation at Westminster magistrates’ court. Her career is now over.
District Judge Michael Snow said: “When I heard the facts my first reaction was there could be absolutely no way that she could continue to work as an officer. “We have got an officer who has admitted to the police that in May of last year that she intended to pervert the course of justice by pretending she was the driver of the car and has admitted dishonesty by making a claim that was fraudulent.”
Nicola Roberson, defending, said: “She continues to work, I believe on limited duties, but she continues to work and receive the income that you can see before you.” Ms Roberson said: “In February 2015 she fell pregnant with her boyfriend but he didn’t want to have a child so she terminated the pregnancy. As a result of those issues and other associated issues including illness within her family and close relatives she signed off work on 17 March 2015. So at the time of the car accident she was signed off work. She was really struggling to cope with the situation she found herself in. It was an attempt to try and cover up the identity of this other man to try and prevent her other boyfriend from finding out about it.”
Judge Snow replied: “You don’t receive a greater punishment because at the time of this offense you were an acting police officer, but it is clearly relevant to the background to this. What happened here was that you knowingly and purposefully impeded an investigation by pretending you were the driver of the vehicle when you were not. Not content with impeding the investigation you then went on to make a fraudulent claim against the insurance company on the basis that you were the driver of the vehicle. It’s a serious act of dishonesty and an act which you committed having had the opportunity to think about what you were doing. You have not repaid any of the money even though you have had it since May of last year. You eventually made admissions to the police telling them that you had lied claiming that you were the driver of the vehicle. Finally you notified the insurance company yourself that you were not the driver.”
King must also pay £85 prosecution costs and a £60 witness tax.